<aside> <img src="/icons/sun_yellow.svg" alt="/icons/sun_yellow.svg" width="40px" /> Understanding budgeting and money management is important for planning for your financial future - both to achieve your financial goals and prepare for unexpected future expenses

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<aside> 🚨 Book a support call with Skylight to discuss any topics in this toolkit here or write to [email protected]

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Money Management…setting up for financial success

This toolkit was created in partnership with Money Charity UK, an organisation offering training and learning to refugees in the UK to help navigate UK financial and banking systems and services

Check out our intro video to understanding how to use these resources

https://youtu.be/2O8Cf_Ge79U

Want the slides, download it HERE

Check out (and download!) Money Charity’s Contact list in different languages:

(Farsi; Ukrainian; Arabic; Amharic; Kurdish; Tigrinya; Albanian)

Refugee-Programme-General-Signposting-Handout.pdf

Check out (and download!) Money Charity’s Money Manual:

The-Money-Manual-Single-Pages.pdf

FREE RESOURCES:

**MoneyHelper** - a leading website with UK answers to common money questions
**General Money Charity Info Hub** - search through a range of money management articles and information
**Building a Strong UK Credit History** - everyone is entitled to receive a copy of their credit history report! Find out how to get it here
**Financial Stress...and Where to Get Help** - having a current problem with finance? Find who to contact to get free advice here
**MoneyHub Budget and Banking App -** want to track you spending and income, plan your budget and understand your personal finances? MoneyHub App connects to you bank accounts and credit cards to summarise your financial situation. It is free for 6 months and then a low annual price to continue.

Other Resources to Consider…

Bloom Money Learning Hub and UK Money Clubs: Community money clubs are designed to help you pool money — the Bloom app helps you stay on-budget, while taking the hassle and expense out of managing a money club!

The Bloom Learning Hub is a money management blog that offers tons of resources, including savings tips, ethical banking information, and everything you need to know about finance as a newcomer to the UK. Take a look at our latest money management and wealth building resources.

UK Credit Unions: Credit Unions offer easy savings accounts and affordable loans to their members. CLICK HERE TO FIND YOUR LOCAL CREDIT UNION

https://www.youtube.com/watch?v=m-EfO0CF-1M

Join the Association of British Credit Unions (ABCUL) to learn about community credit unions that can help you save and access other financial services affordably