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This page gives you links to organisations that can help you with financial issues that TERN cannot advise on itself.

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Calculating your benefits


Universal Credit explained

Benefits calculator

Getting answers for questions on Universal Credit


If you have difficulties with Universal Credit, find information & get advice at Citizen's Advice:

Universal Credit

Problems with paying rent/bills


If you're struggling with your rent or other bills - Gingerbread

Dealing with debt


If you are ever in debt, you can contact the Debt Advice specialists StepChange to deal with personal debt